Make money: put an end to sleepless nights!

"Money alone doesn't make you happy" - So the saying goes again and again. Of course, money is not everything, but it is undeniable that it makes your life much more pleasant. It gives you the freedom to not have to think about every little investment and just live as you please. You don't lie awake in bed at night wondering how you're going to pay the next rent. You can give your family a nice roof over their heads. You can also afford to go out to a restaurant with friends and don't have to order the cheapest thing on the menu or even cancel it.

Making money alone is not everything. But financial freedom makes life more carefree. But what is the best way to make money? How can you master the path to financial freedom? Here you get all answers!

Make money: Rethinking your financial situation: where do you stand?

No matter what goal you have in mind, the first question you should always ask yourself at the beginning is: Where do I actually stand right now? The first important step towards financial freedom is to analyze your current financial situation.

So grab a piece of paper and a pen and list your current expenses. How much do you pay monthly for rent, electricity, internet and cell phone? Are you paying additional lease payments for a car or do you have a loan to pay off? Don't forget costs that are not incurred monthly, but for example quarterly or annually. These include insurance, possible advance tax payments or the broadcasting fee.

Once you've noted down fixed costs, you can move on to more flexible sums. How much money do you need per month to buy groceries, how much for gas? How much do you spend on leisure activities each month? A closer look at your banking app can be very informative here.

Set goals: Where do you want to get to?

Thanks to your notes, you now know exactly where you stand financially. So now the question is: Where do you want to go? Do you want to make a lot of money or just increase your wallet a bit? Or maybe you've even noticed that your expenses are higher than your income?

Set yourself a financial goal that you can live with, but that is still realistic. For example, if you currently have a net income of €2,000, it won't increase to €10,000 overnight. Set yourself small goals first. Once you have achieved them, you can always go further up.

Never worry about money again: budgeting and saving

Between the starting point and the destination is the path. Now you take a close look at your expenses. Where can you save?

Is there perhaps a cheaper electricity or cell phone tariff? Is there a bank that charges less for account maintenance? Does it really have to be food from the delivery service so often? Think about how much money you want to spend on which area of life. Add up all those budgets at the end, and what's the total? Is there anything left over to save? If not, action is needed.

So take a closer look at flexible budget items. These are areas that affect your everyday life. Groceries, clothing, restaurant visits, recreational activities, and more. These are exactly the areas where you'll spend an incredible amount of Save money can. How do you do that? We have some great tips for you!

1. Write a shopping list and stick to it! That way, you won't end up with things in your cart that will end up in the trash anyway because you didn't use them.
2. Don't go shopping hungry. The eyes are then often bigger than the budget.
3. Buy house brands more often instead of branded goods. Especially in the case of food, it can be observed very often that the contents are exactly the same and the products even often come from the same factory.
4. Buy regionally. Do you really have to buy strawberries from Morocco at a high price in winter? Don't forget that you also pay for the high transport costs. Every season has its very own Charmalso in terms of fruits and vegetables. Taste it but!
5. Avoid convenience foods. They are not only expensive, but also unhealthy. Online you can find enough great recipes for quick dishes that are not only fresh, but also cheap.

Diversify income sources: Multiple ways to make money

On average, Germans earn around €27,000 net per year. That corresponds to a monthly salary of around €2,250. How can that be topped up? There are countless ways. We have compiled a small overview with various examples for you.

1. participate in online surveys

Making money on the side is almost impossible. With just a few clicks, you register with the corresponding portals and you're ready to go. There you'll find surveys on various topics that you can simply click through. In this way, you can make money from anywhere, whether in the evening at home on the couch, in the queue at the checkout, in the waiting room at the doctor, ...

2. sell what you no longer need

You haven't worn the pants in your closet for years? The chest of drawers in the hallway has long been a thorn in your side and is actually just standing around in the way? Your old bike hasn't seen the road for ages either?

Well then, say goodbye to all those things! But don't just throw them away, sell them. It's easy to do that online or at a flea market. The only thing to note here is that you may have to pay a commission to the platform online. At the flea market, a booth fee is due.

3. change your current account

Yes, sometimes it really can be that simple. If you want to make money, sometimes you just have to look directly at the source. Numerous banks offer bonuses if you open an account with them. Here, triple-digit sums can jump out for you.

However, the premiums are usually linked to certain conditions. These include, for example, a monthly payment receipt of a certain amount or a commitment to the bank for one year.

4. change your electricity tariff

If you research other electricity providers, you may not only find that others have cheaper rates. There are also companies that offer switching bonuses.

5. sell your university records

You thought your thesis would never be of any use to you again? Well, you thought wrong! There are various portals that even pay you money for it. The same applies to term papers and homework, and even to your lecture notes. Depending on the portal, you receive a fixed amount or a performance-based payment.

Education and investment: Your key to success

Making money is not just about developing an eye for turning almost any situation into a source of income. Financial freedom and education are closely linked. On the one hand, of course, this means that a good level of education opens a great many doors for you. If you are willing to continue your education even after you have finished school and, if necessary, university, then countless career paths will open up for you. In addition, the more qualified you are in your job, the higher your wages will be. But this kind of education is not everything.

A very important topic is financial education. What is meant here is the deepest possible understanding of wise investments, ways to save, and ways to avoid debt. Even the richest person in the world can eventually lose everything if they lack financial education. So educate yourself on basic financial concepts and learn to manage your money independently and, most importantly, intelligently.

Make money and never have money worries again

You can make money in countless different ways. But before you start thinking about it, it's important to analyze your current situation. Where do you currently stand financially? And where do you want to go? Only when these two points are clear can you pave the way to financial freedom.

Then you can finally live your life free from Money worries enjoy. You and your loved ones will always be on the safe side financially and we will help you! Sign up for our masterclass on "Never worry about money again"!